Category: Auto Insurance

Essentials of High-Risk Auto Insurance in Georgia

Certain drivers in Georgia need non-standard car insurance, commonly known as high-risk auto insurance. O’Mahony Insurance caters to high-risk drivers across Macon, GA, and the entire state. Whether you have been categorized as a high-risk driver owing to traffic offences or are a new driver, here is where high-risk auto insurance comes into play.

Reasons for Needing High-Risk Auto Insurance

• SR-22 Requirement: If you are required by the State of Georgia to demonstrate financial responsibility due to a DUI conviction, an arrest for driving without insurance, or an accumulation of multiple tickets, high-risk auto insurance is mandatory to drive again legally.
• Record of Traffic Offenses: If you have accumulated many tickets, suffer from a DUI conviction, or have more than two accidents in your claim history, you may require high-risk auto insurance. This applies even without an SR-22 requirement.
• New Drivers: Auto insurance generally costs more until age 25, categorizing young drivers as ‘high-risk.’
• License Suspension or Revocation: If your license has been suspended or revoked for any reason, you might be perceived as a high-risk driver. This category can also include individuals with low credit scores.

Getting the most affordable high-risk auto insurance demands the expertise of experienced agents like us at O’Mahony Insurance Agency LLC. We will assist you in finding the coverage you require now and guide you in improving your driving record. Remember, driving without insurance is illegal. O’Mahony Insurance Agency LLC is here to help you find suitable coverage at the best feasible price.

You probably already know how important it is to carry adequate car insurance. But did you know that adding roadside assistance coverage can give you added peace of mind? Whether you’re enjoying the beautiful architecture in downtown Macon, GA or taking a leisurely drive through the surrounding countryside, you’ll want to make sure you always have adequate car insurance.

What is Roadside Assistance?

Roadside Assistance is considered an add-on type of coverage. It would often include services such as towing or help with changing a flat tire. Depending on the specifics of each policy, other services might include locksmith services, a battery jumpstart, and fuel delivery. Some policies may even provide roadside assistance at your home. An example would be if your car wouldn’t start. With a simple phone call, you will have the assistance you need.

Why Might You Need the Coverage?

Flat tires and other types of car emergencies can happen to anyone. There are several reasons you might want to add roadside assistance coverage to your insurance policy.

• If you drive a lot, especially for work-related reasons.
• If you take a lot of road trips.
• If you own an older vehicle.
• If you have physical ailments that would make it difficult to walk far or make car repairs.
• If you don’t have experience making basic car repairs or changing tires.
• If you’re concerned about the potential costs of towing or other types of roadside assistance.

O’Mahony Insurance Agency LLC Is Here To Help!

O’Mahony Insurance Agency LLC in Macon, GA provides customers with a wide variety of insurance. If you’re looking for roadside assistance or other types of coverage, we can help you find the right coverage for your vehicle. Call us today for more information.