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O'Mahony Insurance Agency, LLC

2942 Vineville Ave.
Macon, GA 31204

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Four things to know about boat insurance in Georgia

It’s important that boat owners know how to meet their insurance needs in Macon, GA. At O’Mahony Insurance Agency LLC, we can help you find the right boat insurance coverage in Georgia for your situation.

The following are four things to know about boat insurance in Georgia.  

Boat insurance policies don’t usually cover you wherever you go.

Boat owners need to pay attention to their policy’s geographic and navigational limits. If you take your boat far from home, you might not be covered for accident damages by your insurance policy. Ensure that your policy’s navigational limits don’t make it so that you aren’t covered in areas where you use your boat frequently. 

There are numerous types of boat insurance coverage available.

When you buy boat insurance, you can choose whether to include medical payments coverage, physical damage coverage, and uninsured boater coverage on your policy. Make sure you understand the different coverage types when choosing your policy. 

You usually have a few deductible amounts to choose from when you buy boat insurance.

Review your deductible options carefully when you buy boat insurance. Policies typically offer a few deductible amounts from which you should choose depending on your boat use habits and financial situation. 

Boat insurance is required at many Georgia marinas.

According to law, you don’t have to carry boat insurance as a Georgia boat owner. However, you probably need to have boat insurance if you plan to keep your boat at a marina. Most marinas require all boats stored at their facilities to be insured. 

Do you need to get a quote on a boat insurance policy in Macon, GA? Call us today at O’Mahony Insurance Agency LLC, and we can help. 

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