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O'Mahony Insurance Agency, LLC

2942 Vineville Ave.
Macon, GA 31204

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High-Risk Auto Insurance

Essentials of High-Risk Auto Insurance in Georgia

Certain drivers in Georgia need non-standard car insurance, commonly known as high-risk auto insurance. O’Mahony Insurance caters to high-risk drivers across Macon, GA, and the entire state. Whether you have been categorized as a high-risk driver owing to traffic offences or are a new driver, here is where high-risk auto insurance comes into play.

Reasons for Needing High-Risk Auto Insurance

  • SR-22 Requirement: If you are required by the State of Georgia to demonstrate financial responsibility due to a DUI conviction, an arrest for driving without insurance, or an accumulation of multiple tickets, high-risk auto insurance is mandatory to drive again legally.
  • Record of Traffic Offenses: If you have accumulated many tickets, suffer from a DUI conviction, or have more than two accidents in your claim history, you may require high-risk auto insurance. This applies even without an SR-22 requirement.
  • New Drivers: Auto insurance generally costs more until age 25, categorizing young drivers as ‘high-risk.’
  • License Suspension or Revocation: If your license has been suspended or revoked for any reason, you might be perceived as a high-risk driver. This category can also include individuals with low credit scores.

Getting the most affordable high-risk auto insurance demands the expertise of experienced agents like us at O’Mahony Insurance Agency LLC. We will assist you in finding the coverage you require now and guide you in improving your driving record. Remember, driving without insurance is illegal. O’Mahony Insurance Agency LLC is here to help you find suitable coverage at the best feasible price.

Partner Carriers

  • American Modern
  • Bristol West
  • Colonial Life
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  • Haulers Insurance Co
  • Liberty Mutual
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  • The Hartford
  • Travelers
  • Universal Property & Casualty